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Frequently Asked QuestionsWhat can bankruptcy do for me? What are the different types of bankruptcy available to individuals and/or small businesses? Who will know about my bankruptcy? Will my friends and/or relatives know I have filed bankruptcy? Will my employer know I have filed bankruptcy? Can I file bankruptcy on some creditors and not on others? If I file bankruptcy, does my spouse have to file with me? If I filed bankruptcy before, can I file again? You cannot file a Chapter 7 case; however, you can file a Chapter 13. A Chapter 13 will stop collection activity by all creditors (including the IRS, Oregon Department of Revenue, and Support Enforcement for past due child and spousal support) and prevent creditors from foreclosing, repossessing, garnishing or attaching your assets. Although you will not receive a discharge of your debts, you will have up to five (5) years to repay your creditors. How will bankruptcy affect my co-signer? Will bankruptcy wipe out all my debts? Will I lose all of my property and belongings if I file bankruptcy? What happens to my home and car if I file bankruptcy? Will bankruptcy affect my credit? |
Initial ConsultationUse this form to contact us to arrange for an initial consultation. The first 30 minutes of a bankruptcy consultation is free, additional time or other matters such as student loan issues or wills billed at standard rates. Please provide details as to how we can assist you. |
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Canby Bankruptcy Center |