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Frequently Asked QuestionsWhat can bankruptcy do for me? What are the different types of bankruptcy available to individuals and/or small businesses? Who will know about my bankruptcy? Will my friends and/or relatives know I have filed bankruptcy? Will my employer know I have filed bankruptcy? Can I file bankruptcy on some creditors and not on others? If I file bankruptcy, does my spouse have to file with me? No. You do not have to file a joint bankruptcy just because you are married. If all or most of the debt is in your name only, it may make more sense for only you to file bankruptcy. However, if you and your spouse are jointly liable on any debt and you are the only one filing, the creditor may go after your spouse to collect on the debt. We recommend you discuss this with your attorney prior to filing a bankruptcy as you cannot add your spouse to your case once it is filed. If I filed bankruptcy before, can I file again? How will bankruptcy affect my co-signer? Will bankruptcy wipe out all my debts? Will I lose all of my property and belongings if I file bankruptcy? What happens to my home and car if I file bankruptcy? Will bankruptcy affect my credit? |
Initial ConsultationUse this form to contact us to arrange for an initial consultation. The first 30 minutes of a bankruptcy consultation is free, additional time or other matters such as student loan issues or wills billed at standard rates. Please provide details as to how we can assist you. |
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Canby Bankruptcy Center |